Indian Rummy Rules & Score Calculation

As per the rules of rummy, individuals are required to play Rummy with two decks of cards and two Jokers. The cards are ranked low to high: Ace, 2, 3, 4, 5, 6, 7, 8, 9, 10, Jack, Queen, and King.

  • The Jack, Queen and King are known as face cards (refer to the Rummy guide)
  • The Ace can not only be used as a 1, but also as a face card
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Joker-related Rules in Rummy

The player has the availability of two Joker types - the first is the Cut Joker and the second is the Paper joker.

Rummy Rules(Cut Joker)Rummy Rules 13 Card(Paper Joker)
  • In the game, Aces become Jokers if the paper Joker turns out to be the Cut Joker.

Rules on Rummy Sequences

As per Rummy rules, 13 cards have to be arranged in sequences (Life) and sets. The following comprises a valid show: (1) Pure Life (2) Second Life (3) Cards left arranged as Life and/or Sets

  • A Sequence without a Joker is called a Pure Life
  • Sequence Rummy
  • (When there is a Pure Life without a Joker) The Second life sequence can be one with a Joker (making it an Impure Life sequence) or without a Joker present (making it a Pure Second Life sequence)

  • Indian Rummy Game Rules
  • (When there is an Impure Life with a Joker) When there is one or more Life/Set: Card either as Life or sets, it is called an Impure Life. A group of 3-4 cards that have the same rank, but are from different suits, make a set. They can contain Jokers.

  • Rummy Sequence

    (Set with Joker)

Score-related Rules in Rummy

  • There are 0 points in a valid show, as per the Rummy guide
  • When you play rummy, a game is concluded when the first valid show is made. The other players then have to arrange their cards in the best groups possible for a minimal score.
  • The player's score is determined by the arrangement and validity of card groups.
  • In Indian Rummy, the face cards (Jack, Queen, King and Ace) have a value of 10 points each.
  • A player can score a maximum of 80 points per game.
  • However, if the player's initiated show is found to be wrong, then as per the Rummy sequence rules, they get an 80-point penalty, irrespective of the cards they hold at hand.

Rules on Rummy Score Calculations

If a Pure Life is not present in a player's show, the score is calculated by adding the face value of all cards. The Maximum achievable score in the game is 80.

Rules to Play Rummy

In Rummy online, if a player initiates a show, which has a Pure Life, but a Second Life is absent, then the score is calculated by adding the face value of all cards apart from the Pure Life ones.

Rummy Set

If a Pure Life and Second Life is included in the player's show but there is no Set/Life, the face value of the remaining cards, if any, is totalled up in order to calculate the final score, as per the Rummy guide.

Indian Rummy Rules

If Pure Life sets, Second Life sets and/or any other valid Life/Sets are included in the show, then the player's score is considered to be 0.

Rummy Rules 13 Cards

Wrong Rummy Sets

Example 1

As per the Rummy guide, a set has a maximum of 4 cards. However, each of them should be from a different suit and have the same face value. In one deck, there can only be a maximum of 4 suits. By adding a joker as a fifth card in a triplet, it is considered as one of the 4 suits. In the given example, the set is shown to have 4 cards and 1 joker - this makes the set wrong.
Rummy Game Rules

Example 2

A maximum of 4 cards can be in a set, if Rummy rules are followed. Each of them should be from a different suit and have the same face value. A set cannot be classified as one if there is more than 1 card from the same suit. The set in the given example is wrong, since it has two cards from the same suit.
Play Rummy Rules

Example 3

Each card in the set should be from a different suit and have the same face value. It cannot be considered as a set if it has more than 4 cards. In the below example, there are 3 cards and 2 jokers, making it a wrong set - the Rummy guide says so.
Online Rummy Rules

Example 4

For a show to be valid, it needs to have one sequence with no Jokers and one Life that can be both with or without a Joker. In the given example, a sequence is absent, making the show a wrong one.
Rules to Play Indian Rummy

Example 5

For a show to be valid, it needs to have one sequence with no Jokers and one Life that can be both with or without a Joker. This is absent in the given example, making it a wrong show.
Rummy Joker rules

Common Terms used in Indian Rummy Rules

What is a Table?

As per Rummy card rules, a game of Rummy online is played on a table. In a typical case, one game of Indian rummy is played on one Table at a time.

What is a Deck of cards?

According to Rummy rules, a deck of cards consists of:
  • 4 suits of 13 cards, creating a group of 52
  • 1 Wild Card joker, which is also known as a Paper Joker

What is a Joker?

One randomly selected card from the deck becomes the Joker for the game, according to Rummy card rules. All cards of the same rank in any suit are considered Jokers, as well. Two other joker cards with the Joker symbol will also be present. While playing Rummy online, a Joker card can be used as any card while making sets. However, as per Rummy rules, one sequence in the game needs to be made without a Joker card.

What are Chips?

On A23, players need Chips to play Rummy online. Chips are deducted from a player's account when they initiate a game - they are also rewarded Chips when they win, depending on the reward in store.

There are three Chip types:

  • Play Chips: These free Chips can be used to play Rummy and other games. Once the balance goes below 1000, these can be reloaded.
  • Cash can be used to play games involving cash-based rewards and prizes.
  • Tournament Chips are applicable only for Multi Table Tournaments; these are only added to the player's account when they register a Tournament on A23.

What is a Round?

As per the Rummy guide, a Round is essentially a simple game of Rummy, which starts with the dealing of cards and ends with a successful Show being made.

What is Dealing?

To play Rummy, each player needs to be given cards. This act of card distribution is called Dealing.

What is Draw and Discard?

In all Rummy online games, players can pick from 2 stacks and draw a card. Once a card is drawn, a card has to be gotten rid of, as well - this means discarding.
Cards can be drawn from either the un-dealt pile or the discarded pile. A turn can be dropped, as well. However, this can only be done before drawing a card - refer to the Rummy rules.

What is Meld and Show?

Players are provided with 13 cards per hand. When you play Rummy, the objective is to arrange them into 4 groups of 3, 3, 3, and 4. They can be both Life or Set in nature. Once these groups are made, they have to be submitted for validation. This is called Show, in which the player has to arrange the cards into Lives or Sets - this is called Melding.

What is a Group?

Grouping is the activity wherein a player can arrange their cards into groups of their choice. When playing Rummy online on an A23 table, the "Group" button appears when two or more cards are selected. This button enables players to create separate groups for these selected cards. A maximum of 6 groups can be created on A23 at one time.

What is a Drop?

Before Drawing the first card, the players have a choice to avoid playing a round. As per the Rummy card rules, this is called a Drop.
If a drop is made in 101 Pool, the given score is 20.
If a drop is made in 201 Pool, the given score is 25.
If a drop is made in 51 Pool, the given score is 10.
In Best of 2 and Best of 3, a drop cannot be made

What is a Middle Drop?

By neither Drawing nor Discarding any cards, a player can make the choice of not playing after the beginning of a round. This is called Middle Drop in Indian rummy rules.
If a middle drop is done in 101 Pool, the score given is 40.
If a middle drop is done in 201 Pool, the score given is 50.
If a middle drop is done in 51 Pool, the score given is 20.
A Middle Drop should not be made in Best of 2 and Best of 3.

What is Auto Drop?

An Auto Drop allows a player the choice to not play a round, but only before their turn.

Once the player's turn arrives, the hand gets dropped.

This cannot be done once a card is drawn or discarded.

What is a Full Count?

The highest possible score reachable in one round is called a Full Count. In all A23 games, the count is 80 points.

What is "Meld Group" in Rummy Online?

When players place a show after their groups are created, the "Meld Group" option is shown to them. This "Group Meld" option lets players use a single click to meld all the cards in a group into one. In case this is not desired, the "Group Meld" can be disabled by selecting one card in the group. This feature can be ignored entirely by picking one card from a group and the player then has the ability to meld cards from other groups.

Play Rummy: When is a deck reshuffled?

Reshuffling is done when all of a deck's cards have been completed. This process utilizes the discarded and dropped cards, with cards that were dropped initially and during the middle, as well.

Rummy Guide: What is Group Save?

For the players who use grouping during gameplay, groups will be saved on our servers and will be used to decide your score. Group Save will happen as soon as any change is made to groups. In case of disconnection, your last saved groups will be used for deciding your score. Group save is disabled the moment the player stops using grouping functionality. New groups will be saved the moment grouping is enabled.

Rummy Online: What is Autoplay?

When someone disconnects, the Autoplay feature gets enabled for pool and stake table players playing Indian Rummy - this is only if a card has been drawn from either the open or the closed deck. The default number of autoplay rounds is three, after which the system decides the course of the game based on the saved group score of the player while playing Rummy online.

In case the saved group score is lower than the middle drop count, the autoplay movement will continue until a show is placed by another player. If the score is higher, then the player will be in contention for a middle drop, according to the Rummy sequence rules.

This cannot be applied to games of "Best of X" nature, which always go into autoplay, rendering the player unable to drop or middle drop out of it. In case a player places a show, the disconnected one is given whichever is lesser - either the middle drop score or the saved group score. In case of disconnection after a discard and a show is made before the player's turn, the score is calculated using the saved cards, as autoplay does not apply in this case. If one disconnects before drawing the first card, the player will be dropped entirely, with the game not going into autoplay. This should be kept in mind, as players play Rummy.

Service Fee(in %age)

51 Pool / max 6 players

EntryService Fee(in %age)

Rummy Online Game Restrictions

What if a draw is made from Open Deck?

If a card is drawn from the open deck, it cannot be discarded on the same turn.

What if a cut joker or paper joker is discarded by the opponent?

As per Rummy sequence rules, in case of any joker being discarded by an opponent, it cannot be drawn from the open deck. In this situation, a card from the closed deck must be drawn.

What happens after a card is drawn from the open deck and the game is in autoplay mode?

In case this happens, other players are not allowed to draw this discarded card, when the game is in autoplay.


Rummy Tutorial

Rummy Variants

Rummy History

Rummy Tips & Tricks

Rummy is a very popular game in India. Indian Rummy is a version of the traditional card game Rummy. It's typically played between 2 to 6 players using two decks of cards and two jokers. The goal is to form valid Rummy sets (cards of the same rank but different suits) and Rummy sequences (consecutive cards of the same suit). Players are dealt a fixed number of cards, often 10, and take turns drawing and discarding cards to create winning combinations. The game is skill-based, requiring strategy and card manipulation. A23 Rummy is the best place to play Indian Rummy online.

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